You can easily get loan from Bajaj Finance and solve your tasks easily. Loans ranging from Rs 50,000 to Rs 5,00,000 are easily available from Bajaj Finance. Through this loan you can easily meet your personal work and needs like, medical emergency, marriage, home improvement, educational expenses etc. You can get this loan only if your CIBIL score is 750 or more while applying for this loan. To get this loan age should be between 21 to 60 years and you should be employed and earning salary in a recognized company.
It is necessary to have the necessary documents to apply for the loan, such as PAN card, Aadhaar card, three months salary slip, address proof etc. You can apply for a loan online or offline. You can apply offline by going to the nearest Bajaj Finance office. After getting approved for the loan, the amount will be deposited in your bank account and you can easily pay the loan from EMI.
Eligibility for availing loan
- Age: The age of the borrower should be between 21 to 60 years.
- job : The borrower should be a salaried employee in a recognized company
- credit score : CIBIL score should be 750 or above
- minimum salary : People living in urban areas should have a monthly income of Rs 25,000
Documents required for loan
- Identity proof : PAN Card, Aadhaar Card ,Passport, Election card
- Address proof : Electricity Bill, Aadhaar Card, Rent Agreement Letter
- Income Proof: Last three months salary slip or bank statement
- Photograph: Passport size photograph
Loan application process
> Apply online
- Go to Finance’s official website or mobile application.
- Click on Apply to Personal option above
- Enter my basic details like name, mobile number, email id, etc
- Upload the documents as requested
- The loan will be approved and the amount will be credited to your bank account
> Apply offline
- Visit your nearest Bajaj Finance branch.
- Go there and fill the offline form.
- Submitting form along with required documents
- Credit score and documents are verified for loan approval.
- After approval, the loan will be credited to your bank account.
Features of bajaj finance loan
- Get More Money : You can use this loan for multiple needs
- EMI Option : Can get EMI as per my convenience
- No hard security is required: This personal loan is available without security
- Fast approval and deposit: Once the loan is approved, the amount will be deposited into your account quickly.
Loan interest rates and repayments
- The interest rate depends on your loan amount and credit score and the loan term.
- EMI tenure can be between 12 to 60 months.
Loan conclusion
Loans ranging from Rs 50,000-5,00,000 can be easily availed from interest finance. It requires your CIBIL score to be above 750.You can get the loan offline or online. Loan status and employment documents are important enough. You can take this loan to fulfill your personal needs and can pay the EMI easily.