USAA car insurance
USAA tops our rating of the best car insurance companies, and is at or near the top in all of the subcategories we looked at. It was No. 1 for customer service and claims handling, and also No. 1 in our best for seniors and best for discounts subcategories. It was No. 2 – behind Auto-Owners – in customer loyalty, most likely to be recommended, and most likely to be renewed.
Auto-Owners car insurance
Auto-Owners is second overall in our rating of the best car insurance companies and No. 1 in multiple subcategories we researched: customer loyalty, most likely to be recommended, and most likely to be renewed. It is second, behind only USAA, in all other subcategories we looked at, including customer service and claims handling.
Nationwide car insurance
Nationwide is No. 3 in our rating, with an overall score of 4.1 out of 5. It is No. 3 in multiple subcategories we looked at, including customer service, customer loyalty, most likely to be renewed and most likely to be recommended. In each case, it is ranked behind only USAA and Auto-Owners, the top two companies in our rating of the best car insurance companies.
State Farm car insurance discounts
State Farm, with a score of 4.0 out of 5, finished at No. 4 in our rating. The company is in the top half of companies researched in all of the subcategories in our rating, including customer service, claims handling, and customer loyalty. State Farm’s overall sample premium is higher than six of the 10 companies in our rating and is just above the national average. Its rates are below the national average in a number of specific driver categories we analyzed, including for people with blemishes on their driving records, like a speeding ticket, accident, or DUI.